Hi Readers, here are
some interesting facts I gathered from researching several resources related to
the costs of long term care. This
category of care includes adult day care facilities, home health aides,
assisted living facilities, and nursing home care in both private and
semi-private rooms. The website below
includes a U.S. interactive map. Click
on your state to determine the approximate costs [2018] for your area. Dr. White
From
the Association for Long Term Care Planning:
People are living much longer today.
In fact, 7 out of 10 of individuals 65 years old and above would need long term
care. But the issues of aging and needing care is not just a problem of an
individual. It’s impact is felt by the whole family.
To protect you and your family,
learn about the latest cost of long term care in your area and in all U.S
states below. Rates may vary depending on the state you live in. We help aging
Americans and their families understand the cost of different types of long
term care all over the U.S and how they can plan for their care needs.
Average Cost of Long Term Care 2018
|
|
Long Term Care Service
|
Average Annual Rate
|
Nursing Home Care (Private Room)
|
$100,379
|
Nursing Home Care (Semi-private Room)
|
$88,348
|
Assisted Living Facility
|
$46,350
|
Adult Day Health Care
|
$18,746
|
Homemaker Services
|
$49,372
|
Homemaker Health Aide
|
$50,668
|
The article below is
from the Administration on Aging:
Planning Ahead After Age 65
To help you best plan for your long-term
care, after age 65, we’ve pulled together a list of important things
you should know and can do now to help
you prepare for later.
Things You Should Know
§ Medicare only pays
for long-term care if you require skilled services or rehabilitative care and
Medicare does not pay for non-skilled assistance with
Activities of Daily Living (ADL), which make up the majority of long-term
care services. Read the section on Medicare for more information.
§ There are many different ways to receive care and many different
settings in which to receive it. To learn more about different care setting,
see the Where You Can Receive Care section of the
site.
§ You may be able to receive care from providers and/or local
programs in your community. Learn more about local options by visiting
the Finding Services page.
§ The need for long-term care often follows a fall. By learning to
prevent a fall, you may delay your need for long-term care and even prolong
your time at home. Find tips on Falls Prevention.
§ Being close to children or other family is often important when
long-term care services are needed.
§ By obtaining an Advanced Care Directive you can inform your
family or loved ones about how to make important health decisions for you,
should you no longer be able to make those decisions for yourself. Consult
the Advance Care Plan Considerations page for
more information.
§ While insurance may not be possible there are other options such
as a reverse
mortgage, or savings. Refer to the Costs & How to Pay section for
further information on age-appropriate options.
§ Modifying your home may allow you to stay there longer, as you
age. Refer to the Staying in Your Home page for ideas.
§ If you plan on moving to a facility consider the different types
of facilities, their associated costs, amenities, and locations. See the Living in a Facility section for more
information.
Things You Can Do
§ Obtain an Advanced Care Directive: Advanced Care Plan Considerations
§ Consider home modifications: Staying in Your Home
§ Consider different types of facilities: Living in a Facility
Below are some national
average costs for long-term care in the United States (in 2016).
Average costs for specific states are also available.
§
$225 a day or $6,844 per month for a semi-private room in
a nursing home
§
$253 a day or $7,698 per month for a private room in a nursing home
§
$119 a day or $3,628 per month for care in an assisted living
facility (for a one-bedroom unit)
§
$20.50 an hour for a health aide
§
$20 an hour for homemaker services
§
$68 per day for services in an adult day health care center
The cost of long-term
care depends on the type and duration of care you need, the
provider you use, and where you live. Costs can be affected by certain factors,
such as:
§
Time of day. Home health and home care services, provided in
two-to-four-hour blocks of time referred to as “visits,” are generally more
expensive in the evening, on weekends, and on holidays
§
Extra charges for services provided beyond the basic room,
food and housekeeping charges at facilities, although some may have “all
inclusive” fees.
§
Variable rates in some community programs, such as
adult day service, are provided at a per-day rate, but
can be more based on extra events and activities.
Last modified:
10/10/2017
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